Peak Pay

Consumer Finance Platforms

Offer Financing to Your Customers

Close More Sales by Offering Flexible Payment Options

Give your customers the buying power they need — right when they need it. Our Consumer Finance Platform allows you to offer simple, flexible financing options that increase approvals, boost average ticket size, and help close more deals.

When customers can finance their purchase:

  • Sales increase
  • Average transaction amounts grow
  • Fewer deals fall through
  • Customers feel confident saying “yes”
Whether it’s a large service, elective procedure, or high-ticket product, financing removes price barriers and helps customers move forward immediately.

Instant Approvals

Decisions in Seconds

No lengthy paperwork. No waiting days for answers. Our platform delivers instant credit decisions in seconds, allowing your customers to apply and receive approval while still in your office, store, or online checkout.

  • Quick digital application
  • Mobile-friendly process
  • Soft-pull options available (where applicable)
  • Real-time decisioning
Fast approvals mean faster sales and a smoother customer experience.

Next Day Funding

Get Paid Quickly

You shouldn’t have to wait to receive your money.
With next-day funding options available, you can:

  • Improve cash flow
  • Reinvest in your business faster
  • Eliminate delays in receivables
  • Operate with predictable revenue

You complete the sale — we handle the financing — and you get funded quickly.

All Credit Types Accepted

More Approvals. More Customers Served.

We work with financing programs designed to accommodate a wide range of credit profiles.
From prime to near-prime and alternative financing options, we help you serve:

  • Excellent credit customers
  • Average credit customers
  • Credit-challenged applicants

The goal is simple: maximize approvals and minimize lost opportunities.

Perfect For

Our Consumer Finance Platform is designed for businesses that offer high-value services or products where customers benefit from payment flexibility.

Elective Medical Practices (Med Spas)

Offer financing for cosmetic and aesthetic treatments such as:

  • Laser procedures
  • Injectables
  • Body contouring
  • Skin treatments

Make elective treatments more accessible while increasing patient conversions.

Dental Practices

Support patients with financing for:

  • Implants
  • Orthodontics
  • Cosmetic dentistry
  • Major restorative work

Patients can move forward with treatment plans without financial hesitation.

Veterinary Practices

Help pet owners afford:

  • Emergency procedures
  • Surgeries
  • Diagnostics
  • Ongoing treatments

Financing ensures pets get the care they need without delay.

Home Improvement

Large home projects often require financing options. Perfect for:

Roofing

Storm damage repairs, replacements, upgrades.

Construction

Remodels, additions, structural upgrades.

HVAC

Heating & cooling system replacements.

Flooring

Hardwood, tile, laminate, and specialty flooring installations.

Offering financing allows homeowners to move forward with urgent and lifestyle upgrades.

Automotive

Automotive businesses can significantly increase approvals by offering financing for:

Repair

Unexpected repairs and maintenance.

Wheel and Tire

Replacement sets and performance upgrades.

Customizations

Lift kits, wraps, body modifications.

Audio

Premium sound systems and electronics.
Customers can handle large repair bills or enhancements without financial stress.

Jewelry Stores

High-ticket purchases like engagement rings, luxury watches, and fine jewelry become more attainable when monthly payment options are available. Financing helps customers celebrate life’s biggest moments without delay.

Pet Stores

Offer financing for:

  • Premium pet purchases
  • Supplies
  • Specialty equipment
  • Long-term care packages

Make larger purchases affordable while increasing store revenue.

Apply Now – Start Offering Financing Today

Getting started is simple.
Complete our short application to begin offering financing solutions to your customers.
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