Peak Pay

Business Loans

Funding Solutions to Help Your Business Grow

Access the capital your business needs to expand, stabilize cash flow, purchase equipment, hire staff, or take advantage of new opportunities. Our flexible business financing programs are designed to provide fast approvals, competitive terms, and funding tailored to your goals.
Whether you’re a startup, growing company, or established enterprise, we help you secure the right solution — quickly and efficiently.

SBA Loans

Government-Backed Financing with Competitive Terms

SBA loans offer long repayment terms and competitive rates for qualified businesses. These loans are ideal for:

  • Start ups
  • Business expansion
  • Real estate purchases
  • Equipment financing
  • Working capital
  • Debt consolidation

Benefits of SBA Loans:

  • Lower down payments
  • Longer repayment terms
  • Competitive interest rates
  • Structured growth financing
Our team guides you through the entire SBA process from application to funding.

Term Loans

Lump-Sum Capital with Predictable Payments

Term loans provide a fixed amount of funding repaid over a set period with regular payments.

Perfect for:

  • Equipment purchases
  • Business renovations
  • Expansion projects
  • Large one-time investments

Benefits include:

  • Fixed repayment schedules
  • Clear payoff timeline
  • Flexible term options
  • Competitive rates based on profile

Line of Credit

Flexible Access to Working Capital

A business line of credit gives you access to funds when you need them. You draw only what you use and pay interest only on the amount withdrawn.

Ideal for:

  • Managing cash flow gaps
  • Seasonal inventory purchases
  • Payroll support
  • Emergency expenses

It works like a safety net for your business — always available when needed.

Invoice Factoring

Turn Unpaid Invoices into Immediate Cash

If your business invoices clients with long payment terms, invoice factoring allows you to unlock that capital immediately.

How it works:

  • Submit your outstanding invoices
  • Receive a large percentage upfront
  • Collect the remaining balance once invoices are paid

Benefits:

  • Improved cash flow
  • No new debt
  • Fast access to capital
  • Ideal for B2B companies

Merchant Cash Advance

Funding Based on Future Sales

A Merchant Cash Advance (MCA) provides upfront capital in exchange for a percentage of your future sales

Best for:

  • Businesses with strong credit card sales
  • Retail & restaurants
  • Seasonal businesses
  • Businesses needing fast funding

Benefits:

  • Quick approvals
  • Minimal paperwork
  • Flexible repayment tied to sales volume

All Credit Types Considered

We understand that every business situation is different.
Our lending network works with a wide range of credit profiles:

  • Excellent credit
  • Good credit
  • Fair credit
  • Credit-challenged businesses

We focus on your overall business performance — not just your credit score.

24-Hour Approvals & Fast Funding

Time matters when opportunities arise.

Approvals in as little as 24 hours

Minimal documentation required

Funding in days — not weeks

Dedicated funding specialist

Our streamlined process ensures you get answers quickly so you can move forward with confidence.

Loans Up to $600,000

Access funding from smaller working capital amounts up to $600,000, depending on your business profile and product type.
Whether you need $25,000 to manage short-term expenses or $600,000 to expand operations, we’ll help structure the right solution for your needs.

Apply Now – Start Offering Financing Today

Getting started is simple.
Complete our secure application to see what funding options you qualify for.
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