Dual Pricing Credit Card Processing

Stop treating card fees like a fixed cost.

Dual Pricing gives customers a clearly communicated cash price and card price, allowing your business to offset eligible processing costs while preserving payment choice.

Free equipment optionsFast onboarding24/7/365 support
Dual PricingCONFIGURED
Cash price
Clearly displayed
Card price
Automatically calculated
Equipment
Programmed for launch
Support
Available 24/7/365
How it works

Transparent choice at checkout.

Peak Pay helps configure the equipment, pricing display, receipts, and staff training so the program is easy to explain and easy to use.

Set your pricing

Display a standard card price and a discounted cash price, with program settings designed around your business and applicable requirements.

Let customers choose

Customers see the available prices before completing the sale and select the payment option they prefer.

Offset eligible costs

The card price can help recover some or all eligible card acceptance expense, depending on your configuration and transaction mix.

Everything needed to launch

Equipment, programming, training, and support.

We do more than open a merchant account. Peak Pay helps build the program around the real checkout experience.

  • Countertop, wireless, mobile, virtual terminal, and POS options
  • Free equipment available to qualifying merchants
  • Custom receipts and price-display guidance
  • Fast application and onboarding workflow
  • U.S.-based customer service and technical support
  • Gateway, invoicing, recurring billing, and ecommerce options
CheckoutDual PricingTraditional Pricing
Customer pricing choiceYesNo
Processing expense recoveryCan offset eligible costsMerchant absorbs fees
Equipment programmingConfigured for two pricesSingle price
Disclosure supportIncluded in onboardingNot applicable
Support24/7/365Varies
Compliance matters

Built around clear disclosure—not surprises.

Card-brand requirements and state laws can vary. Debit-card treatment, disclosures, caps, signage, receipts, and registration or notification requirements must be configured correctly for the selected program. Peak Pay works with its processing partners to guide implementation, but merchants remain responsible for compliance with applicable law and card-brand rules.